One of the less celebrated aspects of the “One Big Beautiful Bill (OBBB)” that was passed in 2025 was the creation of “Trump accounts”, a new custodial-style tax-advantaged retirement account created under IRS Code Section 530A. The accounts officially launched on July 4th, 2026, and individuals are now able to…
When war meets the markets
On February 28th, the U.S. and Israel launched joint airstrikes across Iran, aiming to neutralize the nation’s nuclear program while also addressing other “imminent security threats”. The Supreme Leader Ayatollah Ali Khamenei was confirmed killed in the first wave of attacks, and Iran retaliated by striking oil and gas facilities…
The market's tariff tantrum
In the 2024 election campaign, President Trump ran on a wide-ranging platform that included promises of both increased tariffs and sweeping immigration reform. In the initial weeks of his term, action on both fronts was somewhat limited, and there was an expectation among most economists and analysts that his ultimate…
The price to play the game
The first half of 2022 has been extremely challenging for markets and investors of all types, generating numerous attention-grabbing statistics and headlines along the way. Depending on your chosen metric, the past two quarters have been among the worst in more than 30, 40, or even 50 years of market…
Explaining bond market volatility
In most market environments, the stock market commands the vast majority of investors’ attention—with heightened risks and returns, the “action” is notable, and the price movements are typically fairly intuitive and easy to follow. The bond market, on the other hand, is generally the ugly duckling of capital markets. For…
The trouble with the Dow
For more than a century, the Dow Jones Industrial Average has stood as one of the most-cited stock market indexes, captivating the attention of investment analysts and retail investors alike. But in recent years, the Dow has lost its grip over the investing public, as institutional money managers have increasingly…
Understanding your retiree health benefits
NOTE: The following piece is intended for current and former employees of Lockheed Martin Corporation. Our founder, Jeff Jones, is a former Lockheed Martin engineer, and we at Cypress are privileged to work with a number of Lockheed employees and alumni. If you are interested in learning more about our…
An Accidental Core Component Of Your Retirement Strategy
NOTE: The following piece is intended for current and former employees of Lockheed Martin Corporation. Our founder, Jeff Jones, is a former Lockheed Martin engineer, and we at Cypress are privileged to work with a number of Lockheed employees and alumni. If you are interested in learning more about our…
Are inflation fears justified?
After a year marked by pandemic-related closures, lockdowns, and economic pain, the story so far in 2021 has been one of recovery. With COVID vaccines now widely available, restrictions have been removed throughout the country, and the result has been a much faster economic recovery than just about any expert…
When gamers play the market
For a few wild weeks in late January and early February, the eyes of the investing nation—from the financial media to evening news anchors and even our legislators in Washington, D.C.—were unexpectedly focused on a handful of relatively obscure stocks, names that barely would have rated a mention just a…
